And reach over 80% of consumers in France, Germany and Belgium.
Sell across borders with one simple integration.
Add Wero to your checkout and instantly reach millions of verified customers in Germany, France, and Belgium- with more countries coming soon. You’ll enjoy instant, secure cross-border payments and sell seamlessly across all channels without complexity.
Starting in 2026, one simple integration will connect merchants like you to every Wero user across Europe, making expanding your business effortless.
Unlock Omnichannel
One channel-agnostic solution for every use case. Our simple pricing model covers every purchase and every size of business.
Changing with your consumers
The user experience your customers expect, even with new, advanced payment flows.
One integration
No more fragmentation: every feature for every customer in every Wero country.
How Wero works.
Wero simplifies payments for merchants by combining instant bank transfers with a secure, consent-based model. Built on SEPA Instant Credit Transfer (SCT Inst), Wero enables customers to pay directly from their bank account - with their explicit consent - for fast, seamless payments across all channels.
Wero operates through a four-corner model: merchants work with Wero via their acquirer, just like with other payment methods. Your acquirer handles onboarding and integration.
Our pricing is clear and merchant-friendly: a small percentage fee with built-in caps, so you stay in control of costs - whether you’re processing €5 or €5,000. One model that works for businesses of all sizes.
And for your customers? It’s effortless. All they need is a smartphone - no cards, no cash - whether they’re shopping online, in-app, or in-store.
Checkout Your customer chooses Wero at checkout payment.
Confirm Payment They scan the on-screen QR code to open their banking app or the standalone Wero app and confirm the payment.
Done! Payment is taken instantly before the order is processed and dispatched.
Get more support
Wero is a new e-commerce payment solution which aims to become the go-to for individuals and merchants across Europe. Available either as an app or integrated into existing banking apps, it launched in Belgium, France and Germany in mid-2024. The Netherlands and Luxembourg are next, with plans to expand to more countries in the coming years.
Wero will offer payments in Belgium, France and Germany, followed by the Netherlands and Luxembourg, with more countries coming soon. Customers will be able pay across borders (either in-store or online) just as easily as they pay in their own countries.
Wero is operated by the European Payments Initiative partnership between 14 leading banks and the two largest European checkout providers.
Customers will pay for goods and services simply by scanning a QR code with their smartphone or tapping a link in an online store. Wero shares the customer’s stored contact and delivery details with the merchant, making the order and payment process quick, secure and frictionless.
The customer will simply scan a QR code to pay. The code can be printed (for example on a restaurant bill) or displayed on a screen at checkout or on a video display.
The merchant adds the Wero Checkout button to their web shop at the product page or shopping cart. The customer chooses Wero and checks their contact and delivery details. Once the payment is approved ), the merchant receives payment details from Wero and the money is debited from the customer’s bank account instantly.
No. One single integration will give you access to every Wero feature and every Wero customer in every Wero country. Our unique payment model lets you offer complex payment methods such as buy now, pay later, subscriptions and event-dependent payments. Whatever you need, Wero can help.
Because Wero is offered through the customer’s regular, trusted bank, there are no third-party apps to download or accounts to open. It gives every Wero user a quick, secure and easy way to pay and get paid in every Wero country.
Wero is easy to integrate, and our unique payment model is flexible enough to support complex payments like subscriptions, buy now pay later, event-dependent payments and more. The quick and easy payment process eliminates frustrating checkout processes to increase customer satisfaction, maximise conversion and reduce the risk of abandoned carts.
Wero is built with security at its core. It was founded by major European financial institutions and is fully compliant with strict EU banking and data protection rules. It employs the highest standards against external threats.
When a customer buys a product or service with Wero their details are processed securely using state-of-the-art encryption. Only the necessary information is sent to merchants, ensuring compliance with data protection rules.
Merchants should contact their Payment service Providers first to integrate with Wero.
